Grand Opening For 2122 48th Avenue


2122 48th Avenue, San Francisco
3 | BED

1 | BATH

1 | CAR

Grand Opening at 2122 48th Avenue @Quintara
Grand Opening Party!
Thursday – 3/31 from 5:30pm – 7:30pm

Celebrate Spring & see our new listing.
This home is new on the market and we would love for you to see it first!

Who do you know who would want to live here? Come and see!

Large, beautiful, great kitchen and huge deck! 3 bedrooms, 1 bath, 1
car parking and back yard ready for all walks of life! One block from the beach.

Visit to see more!

Open House: Broker’s Tour: Offer Date:
Saturday – 4/2 – 11am – 4pm
Sunday – 4/3 – 11am – 4pm
Saturday – 4/9 – 11am – 4pm
Sunday – 4/10 -11am – 4pm
Tuesday – 4/5
> View More Property Details

Abbe Day-Merchant
Brokers Associate
BRE# 01217051
Colleen McFerrin
BRE# 01402769
510.387.3790 Statement may not yet be owner approved. This information, while not guaranteed, has been acquired from sources believed to be reliable.Agent has neither personally measured nor verified any square footage.



Real Estate Insights- San Francisco

San Francisco – March 2016

Real Estate Insights

Zephyr Real Estate


The end of 2015 saw a continued rise in the median sale price of homes in both San Francisco and Marin, but with a small dip and then a leveling off in the first part of 2016.  Even before the stock market started trending downward, real estate in the Bay Area entered its usual holiday slowdown, which typically lasts from December 1 until the Super Bowl.  With inventory at historical lows, we expect activity and prices to pick up again as we enter the spring market.

For a long view of real estate trends, the Case-Shiller Home Price Index is a good source.  This index measures the change in the value of residential real estate in 10 U.S. Metropolitan areas, which includes the San Francisco Bay Area.  As you can see, in spite of the recession of 2007-2011, San Francisco Bay Area real estate has not only retained its value, but has exceeded the high of 2006.  In fact, according to the Case-Shiller Index, real estate values in the Bay area have doubled since 2000.  However, it’s important to remember that this particular report is an index related to nine other metropolitan areas. It does not reveal actual home prices.

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Median Sales Price


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Avg. Days on Market


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# Homes Sold


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% List Price Received



Case-Shiller Home Price Index


Mortgage Interest Rates


SF Median Sales Price


What about interest rates?

Interest rates are also an important factor in the real estate market. When the Fed raised its rates late last year, everyone expected mortgage rates to climb. Instead, they have remained low, hovering between 3.5%-4.00%. Many analysts believe rates could return to historical lows. That’s usually good news for buyers, as qualifying for loans gets much easier. However, falling interest rates can also signal a weakening economy, which could pull buyers out of the market. A strong economy is better for all of us, even if it means interest rates bumping up a point.

There is every reason to believe that the Bay Area real estate market will remain strong. Our population continues to grow with qualified, employable people and there seem to be enough well-paying jobs to absorb them. Though the building boom in San Francisco continues apace, it is not enough to keep up with demand. All that, combined with interest rates that stay right about where they are, indicates that the market will be brisk and prices will continue to rise, though probably at a more reasonable pace.

SF Months Supply of Inventory


SF % Original List Price Received


SF Average Days on Market


SF # Units Sold



Closer to Home

recent sales citywide

2131 Vallejo Street #3


1BR / 1BA

Sold at $1,250,000

301 Bocana Street


-BR / -BA

Sold at $1,200,000

72 Townsend Street #605


1BR / 1BA

Sold at $970,000

550 Davis Street #21


4BR / 3BA

Sold at $3,400,000

1310 Fillmore Street #302


2BR / 2BA

Sold at $1,067,500

425 1st Street #1902


2BR / 2BA

Sold at $2,190,000

Search Homes »


Community News

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Bay Lights artist opens new light exhibit inspired by Buckminster Fuller’s geodesic domes. Opens at the Exploratorium March 5th.

Read More »

Ready for a staycation or mini getaway? Spectacular destinations abound within our Golden State. Check out these 20 hot spots.

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Abbe Day-Merchant
CalBRE # 01217051
Colleen McFerrin
CalBRE # 01402769

Click For A Free  Home Valuation 

Data Sources include: San Francisco Association of Realtors Multiple Listing Service (SFAR MLS), Bay Area Real Estate Information Services Multiple Listing Service (BAREIS MLS), Case-Shiller Home Price Index, and Mortgage Banker’s Association historic mortgage rates. Data from these sources is deemed reliable, but not guaranteed. Quick stats noted at the top of the newsletter are for Single Family Homes sold during the prior month.


Earthquake Retrofit Grants

Have you heard about theEarthquake Brace + Bolt (EBB) program? EBB provides limited funds for improving the earthquake resistance of existing homes. The program is available in limited areas, but San Francisco is one with several zip codes qualifying to receive up to $3,000 to defray the cost of the seismic retrofit.

EBB is the first incentive offered by the California Residential Mitigation Program (CRMP), under the direction of the California Earthquake Authority. The EBB program, created in 2011, was put in place to assist homeowners in strengthening homes to withstand earthquake activities. EBB adheres to the California Building Code’s standards for seismic retrofits of existing residential buildings.

Those San Francisco zip codes listed on EBB’s website are: 94102, 94103, 94107, 94108, 94109, 94110, 94112, 94114, 94115, 94116, 94117, 94118, 94121, 94134, 94122, 94123, 94124, 94127, 94131, 94132, 94133, 94145, and 94151.

Registration is open throughFebruary 20. Rules for participation are available online. Online registration is available Homeowners who are selected or placed on the wait list will be informed by email about next steps


Earthquake authority offers new insurance options, rebates

Great article recently from Kathleen Pender at the SF Chronicle:

The California Earthquake Authority is offering new insurance policy options this year, including deductibles ranging from 5 to 25 percent, higher coverage limits for personal property and additional living expenses, and a bigger discount for homeowners who submit verified proof of retrofitting.

The article goes on to say after Jan. 20th the residential mitigation program will provide up to $3000 to owners for seismic upgrades.  Less than 10% of homes in California have earthquake insurance, so there is a huge exposure by the majority of homeowners in a state that is known for earthquakes.  Most do not have coverage due to the premiums and deductables.  This year homeowners can choose a variety of deductibles from 5%-25%.  The old options were only 10% or 15%.

There is also an option to increase the coverage of personal property from $100K to $200K.  Overall premiums will be lower by 10%, they may go up for older homes; but that can be offset by retrofitting the home.  The cost to retrofit a home with a raised foundation can be $4000-$5000, so the discount and additional safety are worth the work.  There are programs to help pay for the work, such as the Brace & Bold program.  Homeowners can receive up to $3000 for the work, with funding available for 1600 homes.  Applications must be submitted between Jan 20th and Feb 20th, so get yours in sooner than later.

Now is a great time to get coverage with the earthquake authority and protect you home.  It’s California, earthquakes are a matter of when here.

Abbe and Colleen

San Francisco

San Francisco

Please remember to “Fall Back”

Please remember to “Fall Back” and set your clocks back 1 hour on Nov 1st.


S.F. Mid-Market is News Worthy!

Mid-Market Madness

You’ve heard about San Francisco’s ‘Mid-Market’, right? The section of no man’s land on Market Street you probably were uncomfortable walking through? Well, that’s going to change – forever!  Here’s a great overview article from SF Curbed showing all the projects (36!) planned in and around the area.

It will change San Francisco’s landscape, and skyline, and it’s exciting to think about!

Know anyone interested in moving in before it changes completely? Let us know – We are the ones to help!

Photo from

Alameda East End Charmer! – Open House Sunday from 1pm – 4pm

1231 Court Street
Alameda, CA 94501
Alameda East End Beauty!
Price : $795,000.00
Bedrooms : 3
Bathrooms : 2.00
Square Foot : 1,924
Lot Size : 3,068 sq.ft.
County : Alameda
Property Type : Single Family
Year Built : 1933
MLS Number : 385646

click for more information and pictures
Property Description
Alameda East End beauty with 3 bedrooms and 2 baths is ready for you to move in.
Enter into a warm foyer and living room with beautiful hardwood floors, traditional fireplace with mantel, and a bay window seat with light that pours in through upgraded windows with custom blinds.
The living and dining rooms are open, expansive and great for an active life style. The kitchen is a charmer! With traditional period details, lots of light, stainless steel appliances and a very functional eat-in nook, this room provides options for multi-tasking or a quiet break.
Upstairs you will find two bedrooms and separate traditional bath with vintage tile.

The downstairs has a large laundry / mud room that leads into a complete addition to the home! A beautiful Great Room with built-in bookcases, laminate flooring and double glass doors to the outside patio is great for entertaining, overnight guests, or just relaxing! Additionally, the beautiful tiled 2nd bathroom and 3rd bedroom make this ground floor easily accessible for all from the interior access garage or the lovely enclosed backyard.
Welcome Home!

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Features List
• Bungalow • Period Details • Hardwood Floors
• WB Fireplace • Vintage Kitchen • Breakfast Nook
• Stainless Appliances • Great Room Suite • Beautiful Built-ins
• Three Bedrooms • Two Bathrooms
• Well Maintained • Tons of Storage • Enclosed Garden
• Patio • Attached Garage
Equal Housing Opportunity.