Are We In A Bubble?

We answer the today’s most prevalent question of “Are We In A Real Estate Bubble”?

 

Earthquake Retrofit Grants

Have you heard about theEarthquake Brace + Bolt (EBB) program? EBB provides limited funds for improving the earthquake resistance of existing homes. The program is available in limited areas, but San Francisco is one with several zip codes qualifying to receive up to $3,000 to defray the cost of the seismic retrofit.

EBB is the first incentive offered by the California Residential Mitigation Program (CRMP), under the direction of the California Earthquake Authority. The EBB program, created in 2011, was put in place to assist homeowners in strengthening homes to withstand earthquake activities. EBB adheres to the California Building Code’s standards for seismic retrofits of existing residential buildings.

Those San Francisco zip codes listed on EBB’s website are: 94102, 94103, 94107, 94108, 94109, 94110, 94112, 94114, 94115, 94116, 94117, 94118, 94121, 94134, 94122, 94123, 94124, 94127, 94131, 94132, 94133, 94145, and 94151.

Registration is open throughFebruary 20. Rules for participation are available online. Online registration is available atEarthquakeBraceBolt.com. Homeowners who are selected or placed on the wait list will be informed by email about next steps

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Earthquake authority offers new insurance options, rebates

Great article recently from Kathleen Pender at the SF Chronicle:

The California Earthquake Authority is offering new insurance policy options this year, including deductibles ranging from 5 to 25 percent, higher coverage limits for personal property and additional living expenses, and a bigger discount for homeowners who submit verified proof of retrofitting.

The article goes on to say after Jan. 20th the residential mitigation program will provide up to $3000 to owners for seismic upgrades.  Less than 10% of homes in California have earthquake insurance, so there is a huge exposure by the majority of homeowners in a state that is known for earthquakes.  Most do not have coverage due to the premiums and deductables.  This year homeowners can choose a variety of deductibles from 5%-25%.  The old options were only 10% or 15%.

There is also an option to increase the coverage of personal property from $100K to $200K.  Overall premiums will be lower by 10%, they may go up for older homes; but that can be offset by retrofitting the home.  The cost to retrofit a home with a raised foundation can be $4000-$5000, so the discount and additional safety are worth the work.  There are programs to help pay for the work, such as the Brace & Bold program.  Homeowners can receive up to $3000 for the work, with funding available for 1600 homes.  Applications must be submitted between Jan 20th and Feb 20th, so get yours in sooner than later.

Now is a great time to get coverage with the earthquake authority and protect you home.  It’s California, earthquakes are a matter of when here.

Abbe and Colleen

San Francisco

San Francisco

2015 Holiday Skate Celebration!

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What a wonderful Holiday Celebration

we had with clients, business partners, friends and family!

 Thank you all for joining us.

Have a wonderful Holiday Season and Happy New Year!

You can browse all the photos here.

Many thanks to Craig Merrill Photography for the wonderful and abundant photos

and to Kelly Kearny of Pacific Fine Foods for all the tasty treats!

Please remember to “Fall Back”

Please remember to “Fall Back” and set your clocks back 1 hour on Nov 1st.

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Exceptional Mid Market Condominium

Trendy Mid-Market gem in Mission Dolores!

This spacious (867 sq.ft. per public tax record) top floor penthouse is the ultimate city living with views, open floor plan and beautiful natural light from walls of windows.

Life style amenities include upgraded kitchen with breakfast bar, and bathroom, wood burning fireplace, wood floors, high ceilings, walk-in closet, great storage, 1 car parking, quiet, secured elevator building and a shared roof deck with spectacular surrounding city views – everything on your list and more!

Pearl Street living is easy in this convenient location; so close to shopping, cafes and restaurants, MUNI & BART, the Mission, Castro, Hayes Valley, Valencia St. and excellent access to freeways.

97 Walk score says it all making this home a dream come true!

Click Here To See More

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Champagne Preview Party

You’re Invited!

Join us for Hors d’oeuvres, Champagne and Pellegrino

155 Somerset Street

Champagne Preview Party

Thursday 10/8

5:30pm – 7:30pm

View This Exceptional Portola District Home

 Large and Beautiful with many details
2 bedrooms, 1 bath
Amazing 2 car+ garage and back yard ready for all walks of life!

Offered at  $850,000

Open Houses:    

Oct 8- 5:30pm-7:30pm (Champagne Preview Party)

Oct 10 & 11- 1:00pm-4:00pm

Oct 17 & 18- 1:00pm-4:00pm  

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Exceptional Portola District Home

Large, Beautiful Portola Home across from the newly renovated Palega Recreation Center!

A lovely formal entry with vintage lighting greets you upon entering this very special home.  The living room features stunning hardwood floors, a wood burning fireplace, vintage ceiling details and sweeping open views of Palega Park. 

Entertaining is a joy in the formal dining room with an open floor plan right off the kitchen.  The bright, vintage style kitchen with granite counters, new stainless steel refrigerator and gas range opens into a charming breakfast nook complete with period built ins.  The tiled bath has a tub and separate stall shower.  Two very spacious bedrooms with views to the large and sunny garden complete this floor. On the ground level you will find the Enormous Garage with separate entrance, wonderfully high ceilings, both work and storage spaces, plus – are you ready…parking for 3 or 4 cars, along with access to the extra-large garden; these spaces are just waiting for your vision!

This home is a true opportunity to move in, start living, and plan for the future!

Centrally located on a quiet block in Portola, it has been highlighted as “Curbed SF’s 2013 Neighborhood of the Year”.

Just a short distance to wonderful neighborhood treasures like McClaren Park & Alemany Farmer’s market and the desirable Cornerstone Academy.  Easy Public transportation, shopping, restaurants and get your morning started at Four Barrel Coffee! Great access to freeways 101 & 280.

 

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You’re Invited!

You’re Invited!

Join us for some Good Cheer and sample Delectable Treats 

View our newest Condo listing in the Inner Mission:

806 York Street,  San Francisco

Thursday 9/17

5:30pm – 7:00pm

This Top Floor, two bedrooms, one bath Condo in the Inner Mission is an impeccably renovated and cared for Edwardian with lovely San Francisco period details!  The building is detached on three sides allowing for lots of southern light and lovely outlooks over hills and the city.

The updated eat-in kitchen has quality cabinets, gas stove and stainless steel appliances.  The floors are beautiful hardwood throughout, new carpet up the stairs and the large bathroom has plenty of storage space.  It’s freshly painted and ready for you to move in!

There is also a HUGE private storage area in the basement that comes with the unit. This home is perfect for all the needs of modern day living!

And it has….VIEWS! Views of both the hills and downtown add to the beauty and quality of life. The Inner Mission is an amazing neighborhood filled with history, great weather, and foods of all styles, music and more, all just steps away.

806 York Street is close to HWYs 101 and 280, BART and all that the Mission has to offer in the best of Cities!

Highlights: Great light 2 bedrooms 1 bath Closets with built-in systems in both bedrooms Upgraded kitchen and bath Eat-in kitchen Skylights Stainless steel appliances Washer/Dryer in the unit Quality finishes throughout Preserved period details Fireplace insert & mantle High ceilings Full private storage area in basement Views Easy commute to downtown, Peninsula and SFO airport HOA dues of $250.00 monthly Location, Location, Location.

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EXCEPTIONAL POTRERO CONDO – 2 Bedrooms & 2 Bathrooms

Gorgeous, Top Floor Modern View Condo – Welcomes You Home!  

Two-Bedrooms and two full Baths, this East Potrero home has an additional private plus-area off the master bedroom which is ideal for an office, library, a place for yoga or a studio for your creative endeavors!

With large skylights and windows, and the open floorplan of the living and dining rooms, this home is bright and inviting throughout!  Enjoy your morning coffee or an evening cocktail on the walk-out deck with eastward views.  The home is move-in-ready with wood floors, carpeting, it is freshly painted and comes with one deeded parking space.

And Yes! An Elevator from the garage to the top floor makes life oh-so-easy!

A Very Desirable East Slope of Potrero, this complex is adjacent to the very up and coming Dogpatch and the 3rd Street corridor.  With an ‘Excellent Transit’ Score of 78, it is a short, easy walk to CalTrains, and easy access to Highways 280 & 101.  With a ‘Very Walkable’ score of 89 it is only 2 blocks to Potrero shopping!

For more photos visit the website we created:  Exceptional Potrero Condo

This is a great opportunity to own a beautiful home in the City of San Francisco!

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